房產(chǎn)指建筑在土地上的各種房屋，包括住宅商鋪、廠房、倉庫以及辦公用房等。地產(chǎn)指土地及其上下一定的空間，包括地下的各種基礎(chǔ)設(shè)施、地面道路等。

A:May I ask if your interest in the unit is for investment or self use?

A:你買這房子是投資還是自用呢?

B:The purpose is for investment because I hear from my friend that the rental return is not bad.

B:我的目的是投資，因?yàn)槲衣犈笥颜f這兒的物業(yè)租金回報(bào)不錯(cuò)。

A:Yes.The price for residential property is rising almost twenty percent.

A:是的。住宅物業(yè)的價(jià)格上升了差不多兩成。

B:The flat is under a godo condition and I don't have to redecorate it later.But,I've got to discuss it with my husband first.How about I call you to make an appointment again?

B:這房子基本情況很好，我不需要重新裝修。不過，我要先與我的丈夫商量。不如我給你打電話再約一次吧。

A:I'd like to buy it.How much will the earnest money deposit be?

A:我想要買下來。定金要多少錢?

B:1% of the purchase price.Since the purchase price is $300,000,your earnest money deposit would be $3,000.

B:房價(jià)的1%。房價(jià)是30萬美元，所以您要付3,000美元的定金。

A:How much do I need to put down?

A:我要首付多少?

B:These days most lenders require a 20% down payment.

B:現(xiàn)在大部分的銀行要求20%的首付款。

A:In other words,I'll have to pay$60,000 out of pocket?

A:也就是說，我必須自己付6萬美元。

B:Yes,$60,000 includes the earnest money.

B: 是的，含定金是6萬美元。

A:The building had several amenities including a swimming pool,gym and...Did I miss anything?

A:這棟大樓提供一些便利設(shè)施，如游泳池、健身房……我還遺漏了什么?

B:24hr building management.

B:24小時(shí)物業(yè)服務(wù)。

A:Yes.How much is the deposit for the one on the 9th floor?

A:對。9樓那間的定金要多少?

B:They are all 15% down,and with another 10% payable on completion in six months.

B:先付15%，6個(gè)月完工后再付10%。

A:I want to have a look at the contract and the house floor plan.

A:我想看一下合同和戶型圖。

Benjamin: What a fine day! Oh, I can enjoy reading on this balcony in a fine day like this. I like it.

天氣真好！噢，我可以在像今天這樣的好天氣在陽臺(tái)上看書了。我喜歡這陽臺(tái)。

Shirley: The balcony is very beautiful, but I don’t like the fact that it faces north.

陽臺(tái)很漂亮，但是我不喜歡它朝北。

Benjamin: Why？What’s wrong with its facing north?

為什么啊？朝北有什么不好嗎？

Shirley: You don’t kown that, if the balcony faces north, it will get cool in the summer, but too cold in the winter.

你不知道啊，如果陽臺(tái)朝北，夏天涼爽，但是冬天很冷啊。

Benjamin: You don’t have to worry about it. We have the radiator system in winter, don’t we?

不用擔(dān)心那個(gè)，我們冬天有暖氣，不是嗎？

The best houses face south; in that case, we will enjoy the cool wind in the summer and own the warm sunshine in the winter.

好的房子是朝南的，那樣的話夏天很涼快，冬天陽光很溫暖。

Oh, darling, I am sorry, but we don’t have that kind of money for a south facing house.

噢，親愛的。很抱歉，我們沒那么錢買朝南的房子。

Well, forget it. I was just talking. The nice environment of this apartment is good for our children. I am satisfied with it.

好了，忘記它吧。我只是說說而已。這公寓環(huán)境不錯(cuò)，對孩子們有益。我對此很滿意。

Thanks. And it’s convenient for you to go to work and to go shopping.

謝謝。你工作和購物也很方便。

Yes.To our children, it’s also close to their schools. That’s really satisfying me.

是啊，孩子們上學(xué)也很近。這真讓我滿意。

I am most attracted by the price. You kown, this slab-type apartment building costs the least in Beijing.

最吸引我的是價(jià)錢。你知道吧，這套板樓公寓是全北京的。

Know little about the developer but I am sure this is the cheapest building here.

關(guān)于開發(fā)商我只是知道一點(diǎn)點(diǎn)，但我確定這是的。

Can we buy this house on mortgage?

我們能按揭買這房子嗎？

Yes, and we got the urban housing provident fund to pay for part of it. It’s not very hard for us to come up with the money for down payment.

可以，我們可以用城市住房公積金來支付一部分，付首付對我們來說也不是很難。

Wish to move in earlier.

希望能早點(diǎn)搬進(jìn)來。

A:I really like this house.

我真的很喜歡這所房子。

B:Can we afford it?

我們能負(fù)擔(dān)得起嗎?

A:They want 20 percent down.

他們想要20%的首付。

B:That's a lot of money.

這是一大筆錢。

A:But the house is so nice.

但是房子很好。

B:It's in a great neighborhood.

周圍有很好的鄰居。

A:It's close to the beach.

它接近海灘。

B:It's close to the freeways.

靠近高速公路。

A:It's got a big yard.

它有一個(gè)大院子。

B:The kids love the house, too.

孩子們也喜歡房子。

A:If we don't buy it, someone else will.

如果我們不買，別人會(huì)。

B:You're right. Let's buy it now. We can worry later.

你是對的。我們現(xiàn)在就買。我們可以以后再擔(dān)心。

A: Do you take in students?

B: Yes. If you don't mind sharing room, there's one available.

A: How much is it?

B: $30.00 a week.

A: Do you think I could have a look at it, please?

B: I'm on my way out now. Couldyou come back in an hour?

Sure, on the fouth floor is a recreation quarter. There are two swimming pools, one is Olympic standard size and the other one is for children. Also, there is a gymnasium for resident members only.

when is the completion date?

The completion date will be on July 1st 2001.

How about the price and the bank mortgage?

Please check up the price list. The average unit price is five million Hong Kong dollars. There are eight different banks that will provide a seventy percent mortgage loan. Also, the developer will offer another ten percent mortgage to purchasers.

How many payment methods are there?

It's all written on the brochure price list. I believe there will be one right for you. Please hurry up because almost half of units have already gone.

Thank you. I think I have to talk to the bank representatives. Thank you for your help.